WHO WE ARE

Porter & Curtis, LLC is a consultative commercial property and casualty insurance broker that creates client customized risk management solutions that reduce the cost of risk and uncertainty.

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OUR APPROACH

We start every engagement with a blank sheet of paper.
We then create a client customized program that reduces the cost of risk and uncertainty. This approach is grounded in the principals of advocacy, objectivity, and innovation.

WHAT MAKES US DIFFERENT

  • Ownership

  • Structure

  • Staffing

  • Market Access

  • Experience

We have created an organization that is uniquely qualified to make client customized solutions possible. That uniqueness comes from the firm’s differences. Without it, real client customized solutions would be unachievable.

HOW WE CAN HELP YOU

WAYS WE REDUCE COST

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Build Efficient Structures

We do this by retaining claim expense in the "working loss layer" and by comparing risk transfer options on a net present value basis.

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Mitigate Claim Expense

We do this by implementing techniques like nurse triage ad return-to-work.

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Prevent Future Losses

We do this by treating root-causes of loss.

WAYS WE REDUCE UNCERTAINTY

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Broaden Coverage

We do this by using proprietary, evolving checklists or by using broker manuscript policy forms.

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Identify & Address Insurable Exposures

We do this by using a proprietary coverage profile.

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Add Stop Loss or Cash Flow Protection

We do this where cost effective.

We deploy these techniques where practical and only in accordance with a client’s service plan.

#RISKMANAGEMENT

We have created an organization that is uniquely qualified to make client customized solutions possible. That uniqueness comes from the firm’s differences. Without it, real client customized solutions would be unachievable.